But the home, where she lived with her daughter Lisa, 30, and grandsons Dylan, 10 and Bradley, 4, was repossessed after she discovered her parents had taken out a second mortgage that she could not afford to repay.
The family moved into a rented home but when her daughter lost her job as an assistant in a furniture shop they decided to move back to their home country for a fresh start.
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But Lorraine Marsland was shocked when she applied for help starting afresh to be told by a council she had no entitlement to housing benefit despite being a British citizen.
She said: "The letter said I was classified as a person from abroad and I wasn't entitled to housing benefits. They said I was a person from abroad with dependents. I looked up the law that they quoted and it included asylum seekers. I was just stunned. I'm a British citizen, I've got a British passport, I've paid taxes.
"I rang up the Asylum Seekers Association to see if they could help me but they just laughed down the phone at me."
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